Don't forget to factor in closing costs when considering a home sale or purchase. Sandra Desmith Hablo Español DRE License #01494304. Office Coldwell Banker Associated Brokers is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at (530) 559-6950 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Closing costs you should expect

There are certain expected costs related to closing the sale of a house. These expenses are usually split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the process.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you know exactly what you're paying for.

Buyers: If you are buying a property in Sutter County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not startled when you reach the closing table. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.




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